There’s no one tried-and-true way that work accidents occur. They may happen while a worker is running errands for their employer in their car. They can happen while running to the restroom on their 15-minute break. They also involve rookie workers doing something new or veteran employees doing something that they’ve done hundreds of times before. Workplace injuries don’t seem to discriminate.
As you’re likely aware, you should report all workplace accidents resulting in injuries and any job-related illnesses to your employer as soon as possible and follow any instructions your employer or their insurer gives you about how to proceed. You may jeopardize your right to the benefits that your employer’s workers’ comp plan affords you if you don’t.
Waiting too long to report your injury can leave you without benefits
Generally speaking, you need to report a workplace injury to your employer within 21 days of the event. Furthermore, if you wait longer than 120 days to inform your employer about the incident that caused your injury, you will likely lose your right to claim workers’ comp benefits for that injury entirely.
Why do workers hesitate to report injuries? Sometimes, they’re hoping they can simply muddle through and avoid taking time off work — but that can backfire by piling new damage up on top of the original injury and making their situation worse. If you’ve been injured, take the necessary steps to claim the medical and financial benefits you are due.
An unexpected denial of your workers’ compensation claim can be devastating — so it’s always preferable to learn as much as you can before you file. That way, you can avoid unfortunate mistakes. If you’re having trouble getting your workers’ compensation claim approved, don’t hesitate to reach out for some experienced guidance.