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Insurers warn companies of employee overexertion costs

Pennsylvanian workers who support themselves by performing certain types of labor run the risk of being injured so severely that they become disabled. In data published in late 2015, the U.S. Bureau of Labor Statistics said that professionals in fields like stock handling, nursing, freight and general labor may be especially susceptible to issues like musculoskeletal disorder, or MSD. The incidence rate of 33.8 yearly cases per 10,000 full-time workers was slightly less than the 35.8 cases that occurred for every 10,000 workers in 2013, but MSDs still made up more than 30 percent of all injury and illness incidents in the workplace.

According to additional statistics released by insurance professionals, an analysis of 2013 information showed that overexertion was the most expensive type of workplace injury in 2013, with businesses spending more than $15 billion in relation to such incidents. This was almost 25 percent of the total $61.88 billion lost to disabling workplace injuries that year.

The top ten types of injury also included motor vehicle accidents, slips and trips, falls of more than one building story and falls confined to a single floor. In total, 82.5 percent of the direct costs of disabling worker injuries were related to these injury categories, and the top five made up 64.8 percent of the costs.

Employers who manage injury claims head-on may stand to benefit more than those who avoid them. In addition to losing their own wages, injured workers also represent losses for the companies they work for, meaning that rapid resolution and ongoing claims management that promotes workforce reintegration are generally the best options. Workplace incident survivors may be able to facilitate more amicable resolutions by learning how to correctly file and document their hardships before getting the ball rolling.

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